Mortgage 101

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Mortgage Calculators

• How Much Can I Afford?
• How Much Do I Need to Qualify?
• Should I Buy or Rent?
• Tax Benefits of Buying
• APR Loan Calculator
• ARM Loan Payment
• Should I Pay Points?
• Debt Consolidation Management
• Mortgage Principal
• Mortgage Length
• Mortgage Payment Amortization
• APR ARM Loan

Home Buying / Application

• 2 Tips when Applying for a No-Doc Mortgage
• 3 Factors that Can Negatively Affect Your Mortgage Application
• 3 Tips for Getting a Preapproved Mortgage
• 3 Tips to Speed Up the Mortgage Application Process
• 3 Tips when You Apply for a Mortgage Online
• 4 Common Mortgage Application Mistakes
• 4 Tips to Getting a Preapproved Mortgage
• 4 Ways to Build Credit for Mortgage Qualification
• 5 Common Mistakes when Completing a Mortgage Loan Application
• 5 Ways to Prevent Mortgage Loan Fraud
• Advantages of Mortgage Preapproval
• After the Mortgage Application
• Annual Percentage Rate (APR)
• Apply for a Home Equity Loan Online
• Apply for a Home Loan with Bad Credit
• Applying for a Mortgage after a Bankruptcy
• Are Loan Origination Fees Necessary?
• Buying Foreclosures
• Calculating Your Debt-to-Income Ratio
• Calculating the Maximum Affordable Home Sale Price
• Can't Get a Mortgage? Try a Credit Union
• Choosing a Mortgage Company
• Choosing a Mortgage Cosigner: Who You Shouldn't Ask
• Closing Costs Explained
• Common Lender Mortgage Frauds
• Correcting Mortgage Application Errors
• Discount vs. Origination Mortgage Points
• Don't Lie on a Stated Income Loan Application
• Download Application
• Economic Terminology
• Escrow Account Basics
• Essential Questions to Ask a Mortgage Loan Broker
• Home Loan Considerations for Short-Term Residents
• How Borrowers with Bad Credit Find Mortgage Lenders
• How Do You Get a Mortgage Loan Prequalification?
• How FHA County Loan Limits Affect Home Buying
• How Mortgage Closing Costs are Calculated
• How Rental History Impacts the Mortgage Application Process
• How to Apply for Construction-to-Permanent Loans
• How to Apply for a Mortgage Online
• How to Avoid Predatory Lending
• How to End Mortgage Escrow
• How to Fill Out the Uniform Residential Loan Application (Form 1003)
• How to Find Good Property Foreclosure Deals
• How to Find Legit Mortgage Lenders
• How to Get First-Time Home Buyer Grants
• How to Get Low Mortgage Rates
• How to Get a Mortgage Rate Lock
• How to Get a Mortgage with a Cosigner
• How to Get an Investment Property Loan
• How to Prepare For A Mortgage Preapproval
• How to Qualify for an FHA Loan
• Is a Mortgage Broker Really Necessary?
• Mortgage Application Documents
• Mortgage Broker vs. Loan Officer: What's the Difference?
• Mortgage Discrimination: Guide to Understanding Your Rights
• Mortgage Elimination Scams
• Mortgage Fraud Protection and Prevention
• Mortgage Fraud Red Flags
• Mortgage Pre-Qualification vs Pre-Approval
• Mortgage Tax Benefits
• Mortgage Terminology
• Mortgage Tips for First-Time Home Buyers
• Mortgage: Preapproved vs Prequalified: What's the Difference?
• No Doc Mortgage Loan Types Explained
• Overview of Acceleration Clauses
• Rate Lock Basics
• Refinance Calculator Tips
• Save Thousands on Closing Costs
• Speed Up the Mortgage Process
• Tips for Reducing Title and Escrow Fees
• Two Key Factors in Qualifying for a Home Loan
• What Are Mortgage Title Fees?
• What Are Typical Mortgage Down Payments?
• What Does Close of Escrow Mean?
• What Is Mortgage Fraud?
• What Is an Escrow Payment?
• What to Do after Your Mortgage Application Gets Denied
• Why Choose Upfront Mortgage Brokers Over Conventional Ones?
• Your Initial Meeting with a Mortgage Professional
• Your Total Mortgage Payment

Home Buying / Appraisals

• 3 Reasons Banks Reject Short Sales
• 4 Steps to Purchasing a Short Sale
• Appraisal Basics
• Appraisal Methods
• Appraisal Needed To Obtain Loan
• Appraisal to Establish House Market Price
• Helping the Appraiser
• Home Appraisal Costs
• Other Reasons to Order an Appraisal
• Reasons for an Appraisal

Bankruptcy

• About The Bankruptcy Process
• Alternatives to Filing Bankruptcy
• Bankruptcy and Bill Collectors
• Bankruptcy and Bills
• Chapter 7 Bankruptcy
• Do I Have To Go To Court?
• How to Avoid Foreclosure
• How to Avoid Foreclosure
• Issues After Filing Bankruptcy
• Questions and Answers
• Who Can Help Me With Bankruptcy?
• Your House and Car
• Your Property and Assets

Commercial Loans

• Commercial Financing Options
• Commercial Loan Checklist
• Commercial Property Types
• Commercial Underwriting Guidelines
• Questions to Ask Yourself
• Ten Myths and Facts about SBA

Credit

• Credit Grades
• Credit Inquiries
• Credit Profile
• Credit Questions & Answers
• Credit Reporting Agencies
• Credit Scoring - How it Works
• Economic Terminology
• Establish a Credit History
• Fixing Credit Report Errors
• How to Improve Your Credit
• Know the Score About Your Credit Rating
• Other Credit Factors
• Preventing Identity Theft
• Steps to Take After Being Denied a Mortgage Loan
• Your Credit Report

Home Buying / Down Payment

• 2 Reasons People Get 80/20 Loans
• Can You Purchase a Home with No Down Payment?
• Defining Mortgage Loan Terms: Down Payment vs Credit History
• Down Payment Assistance
• Down Payment Considerations for First Time Home Buyers
• Down Payment Grants
• Down Payment Loans and Gifts
• Home Loan Options for Borrowers with Low Down Payments
• How Do Mortgage Points Work?
• How Your Down Payment Affects Your Mortgage Rate
• Low Down Payment Loan Qualification
• Low Down Payments
• Mortgage Down Payment - How Much Money For Down Payment?
• Mortgage Insurance
• Saving for a Mortgage Down Payment
• The Best Time to Buy Mortgage Points

Loans / FHA Loans

• 3 Ways to Ensure FHA Loan Approval
• 4 Ways to Apply for FHA Loan Benefits
• A List of FHA Loan Programs
• Applying for FHA Loans: Documents You Will Need
• Basic FHA Loan Guidelines for Refinancing Mortgages
• Basic Types of FHA Refinance Loans
• Conventional vs. FHA Loans: Benefits and Drawbacks
• Do You Meet FHA Loan Qualifications?
• Down Payment Gifts for FHA Loans
• FHA 203k Rehab Loan Program Guidelines and Requirements
• FHA Eligibility with Bankruptcy and Foreclosure
• FHA Energy Efficient Mortgage
• FHA Energy Efficient Mortgages
• FHA Hope for Homeowners (H4H): Determining Eligibility
• FHA Hope for Homeowners (H4H): Documentation Requirements
• FHA Jumbo Loans
• FHA Kiddie Condo Loans: First Homes for Young Adults
• FHA Loans for a First-Time Home Buyer
• FHA Mortgage Insurance Costs
• FHA Officer Next Door (OND) Program: Homes for Law Enforcement
• FHA Property Improvement Loan Insurance (Title I)
• FHA Single Family Adjustable Rate Mortgages
• FHA Single Family Mortgage Insurance Program
• FHA Single Family Mortgage Insurance for Outlying Areas
• FHA Single Family Rehab Mortgage Program
• FHA and VA Loan Comparison
• HUD Reverse Mortgage Program
• How Title 1 FHA Home Improvement Loans Work
• How to Determine Your Qualified FHA Loan Amount
• How to Get Approved for an FHA Loan despite Bad Credit
• Refunds Ready on FHA Loans
• Streamline Refinancing for FHA Mortgages
• Subprime Home Loans Explained
• Teacher Next Door Program: Purchase Homes for Half Price
• The FHA 203k Streamline Loan: Rehab Program Overview
• What Are Closing Costs?
• What Happens When FHA Reverse Mortgages End
• What Is a FHA Cash-Out Mortgage Refinance?
• What Is an FHA 2-1 Buydown?
• What Is the FHA Hope for Homeowners (H4H) Program?
• What is an FHA Loan?

Insurance

• 12 Ways to Save Money on Homeowners Insurance
• Flood Insurance
• Homeowners Insurance Information
• Issuance of Title Insurance Policy
• PMI Cancellation
• PMI Payment Options
• Private Mortgage Insurance
• Private Mortgage Insurance
• Private Mortgage Insurance vs. FHA Mortgage Insurance
• Title Insurance
• Title Insurance FAQ
• Title Insurance Protection

Rates / Interest Rates

• 2 Ways to Find Low Rate Mortgage Loans
• 3 Reasons for Floating Your Interest Rate
• Annual Percentage Rate (APR)
• Bad Credit Home Equity Loan Rate Fundamentals
• Bankruptcy and Interest Rates
• Find Better Bad Credit Home Equity Loan Rates
• Find the Best Home Improvement Loan Rates Online
• Foreclosure vs. Bankruptcy: Which is Worse?
• Guidelines to Negotiating ARM Mortgage Loan Rates
• Home Mortgage Rate Factors
• Home Mortgage Rate Factors
• How Long Does an Inquiry Stay on Your Credit Report?
• How a Credit Card Can Help Rebuild Your Credit
• How the Interest Rate on an ARM Is Determined
• Mortgage Market Information
• Negative Amortization Explained
• Pay Points For Lower Rate
• Positive and Negative Mortgage Points Explained
• Tax Break Criteria for Mortgage Points
• Understanding Mortgage Trends
• What Is a Floating Interest Rate?

Loans / Loan Programs

• 100% LTV Home Equity Loan Advantages and Risks
• 2 Reasons to Avoid a No-Equity Loan
• 2nd Home Equity Loan Alternatives
• 3 Benefits of a SBA 504 Loan
• 3 Commercial Loan Application Mistakes to Avoid
• 3 Common Uses for a (Home Equity Line of Credit) HELOC
• 3 Credit Myths
• 3 Drawbacks of Assumable Loans
• 3 Home Equity Debt Consolidation Loan Alternatives
• 3 Mistakes to Avoid on a Commercial Loan
• 3 Options for Home Loan Debt Consolidation
• 3 Reasons to Avoid Carryback Loans
• 3 Reasons to Consolidate Credit Card Debt with a Home Equity Loan
• 3 Reasons to Get a Home Improvement Loan
• 3 Reasons to be Wary of Blind Loan Modification
• 3 Tips and Warnings about a Commercial Loan Refinance
• 3 Tips for Auto Loan Approval After Bankruptcy
• 3 Tips for Negotiating Subprime Loan Rates
• 3 Tips for Obtaining a Good Commercial Loan Deal
• 3 Tips to Boost Your Credit Score
• 3 Top Commercial Mortgage Broker Traits to Look For
• 3 Warning Signs of Loan Modification Scams
• 30 Year Home Equity Loans: Benefits and Drawbacks
• 4 Methods of Rebuilding Credit
• 4 Quick Fixes for Your Credit Score
• 4 Side Effects of Bad Credit
• 4 Steps to Starting a Chapter 13 Bankruptcy
• 4 Things You Can Do Today to Improve Your Credit
• 4 Ways to Avoid Filing Bankruptcy
• 5 Mortgage Costs to Beware Of
• 5 Smart Credit Moves
• 5 Strategies to Regain Control of Your Credit
• 5 Things Commercial Loan Lenders Look For
• 5 Ways to Build Credit without Credit Cards
• 5 Ways to Kill Your Credit Scores
• 5/1 ARM Mortgages
• A Guide to 80/20 Loans
• A List of Loan Options for Your Small Business
• Adjustable Rate Mortgages (ARMs)
• Apply for Home Equity Loan Consolidation
• Are All Debts Discharged in Bankruptcy?
• Bad Credit Equity Loans: The Good and Bad Sides
• Balloon Mortgages
• Bankruptcy Dismissal and Your Options
• Bankruptcy and Student Loans
• Bankruptcy: Assets You're Allowed to Keep
• Basic Construction Loan Types
• Basic Investment Home Loan Requirements
• Benefits of Assumable Mortgages for Buyers and Sellers
• Benefits of a Secured Home Improvement Loan
• Bridge Loans: Are the Risks Worth the Rewards?
• Can Creditors Object to a Bankruptcy Discharge?
• Can You Have Too Much Credit?
• Can You Qualify for a Home Improvement Loan with No Equity?
• Car Loans after Bankruptcy: 4 Tips to Getting Approved
• Chapter 13 Bankruptcy Filing Qualifications
• Chapter 7 Bankruptcy Filing Qualifications
• Chapter 7 Bankruptcy: What to Expect during Credit Counseling
• Choosing a Loan Program
• Choosing the Best Loan Program
• Commercial Bank Lending: 4 Tips for Getting Approved
• Common Pitfalls of a 125% Home Equity Loan
• Comparing a Balloon Mortgage to an ARM
• Cost of Funds Index (COFI)
• Credit Questions and Answers
• Credit Reports: Your Amount of Debt
• Credit Reports: Your Payment History
• DIY Bankruptcy: Good or Bad Idea?
• Debt Settlement vs Bankruptcy: Comparing Your Options
• Declaring Financial Hardship on Your Loan to Prevent Bankruptcy
• Discharging Tax Debts in Bankruptcy
• Disputing Significant Errors to Improve Your Credit Score
• Effect on Your Auto Loan if the Cosigner Files Bankruptcy
• Eight Steps to Starting a Chapter 7 Bankruptcy
• FHA 203k Rehab Loan: Advantages and Disadvantages
• Filing Bankruptcy More than Once
• Financial Strategy: Pay Your Mortgage Off Early
• Find Your Next Commercial Mortgage Loan Online
• Fixed Rate Mortgages
• Four Ways to Pay Option ARM Loans
• Fully vs. Partially Amortizing Loans
• Get a Home Improvement Loan with a Mortgage
• Getting Credit after Bankruptcy
• Getting a Commercial Building Loan through a Private Lender
• Getting a Student Loan after Bankruptcy
• Graduated Payment Mortgage (GPM)
• Guide to Commercial Loan Modification
• Guide to Filing for Chapter 13 Bankruptcy
• Guide to Filing for Chapter 7 Bankruptcy
• Guide to Getting a Mortgage Loan after Bankruptcy Discharge
• Guide to Personal Bankruptcy
• Guide to Professional Credit Repair
• Hard Equity Loans: A Homeowner's Last Resort
• Home Equity Debt Consolidation Loan Requirements
• Home Equity Loans for People with Bad Credit
• Home Owner Debt Consolidation Loan Types
• How 80/20 Loans Work
• How Assumable Loans Work
• How Commercial Loan Processing Works
• How Much Does It Cost to File Bankruptcy?
• How a 100% Home Equity Loan Works
• How a Hybrid Loan Works
• How a Stated Income Loan Works
• How an Unsecured Home Improvement Loan Works
• How the Monthly Payment on an ARM Is Determined
• How to Apply for a Fast, Secure Commercial Mortgage Loan
• How to Assess a Mortgage Broker
• How to Calculate an Amortizing Loan Schedule
• How to File Bankruptcy Yourself and Save Money
• How to Find the Best Commercial Loan Broker
• How to Get Approved for Home Improvement Loans
• How to Get Commercial Loans with Bad Credit
• How to Get Your Credit Report for Free
• How to Get a Business Loan after Bankruptcy
• How to Get a Construction Loan Interest-Only
• How to Get a Credit Card after Bankruptcy
• How to Get out of Debt Fast
• How to Protect Your Credit in a Slow Economy
• How to Qualify for Owner-Builder Construction Loans
• How to Read a Credit Report
• How to Rebuild Credit after Foreclosure
• How to Refinance Your Car Loan after Chapter 13 Bankruptcy
• How to Use Rapid Rescore to Increase Your Credit Score
• Information on Loan Programs
• Interest Rate Buy Downs
• Introductory Rate ARM's
• Joint Mortgages and Bankruptcy
• Learn About Using Calculators
• Loan Amortization Defined
• London InterBank Offered Rate (LIBOR)
• Low Interest Home Improvement Loan - What's the Catch?
• Mortgage Loans for Teachers: Are They Different?
• Mortgages: The 3/1 ARM
• Mortgages: The 7/1 ARM
• No Credit History? Establishing Good Credit
• Obtaining Low Commercial Loan Interest Rates
• Options to Consider During Pre-Foreclosure Period
• Pros and Cons of Owner-Builder Construction Loans
• Pros and Cons of Stated Income Loans
• Real Estate Settlement Procedures Act
• Reasons to Avoid a No Equity Home Improvement Loan
• Retirement Savings and Bankruptcy
• Reverse Mortgage v. Home Equity Loan: Key Differences
• SBA 504 Loans: Commercial Property Financing
• Secured Home Improvement Loan Terms Explained
• Selecting a Construction Loan Lender: 3 Tips
• Standard ARMS and the Differences
• Subprime Loans
• Temporary Buydown: 3-2-1 vs 2-1 Comparison
• The Current State Of 80/20 Loans In America
• The Good, the Bad and the Ugly of a Pay-Option ARM
• The Risks and Rewards of No-Doc Mortgage Loans
• Top 4 Credit Mistakes
• Types of Credit
• Underwriting Guidelines for a No-Ratio Loan
• What Are Prepayment Penalties?
• What Happens to Child Support Debt in Bankruptcy?
• What Happens to Your Spouse's Credit when You File Bankruptcy?
• What Is Bankruptcy Discharge?
• What Is Considered a Good Credit Score?
• What Is a Commercial Loan?
• What Is a Mortgage Buydown?
• What Is a Portfolio Loan?
• What Is an Assumable Mortgage?
• What Lenders Don't Reveal About Home Equity Loans
• What's the Best Credit Card After Bankruptcy?
• When Does the Discharge in Bankruptcy Occur?
• Where to Get a Commercial Loan
• Who Gives No Income Verification Mortgage Loans?
• Why Creditors Prefer Debt Settlement over Bankruptcy
• Why You Should Never Cosign a Loan
• Why are Lenders So Slow in Loan Modification?
• Your Car Loan after Bankruptcy
• Your Credit: Who's Keeping Score?

Mortgages

• Mortgage Terminology

Mortgages / Refinance

• 3 Advantages to Refinancing a Mortgage with the Same Lender
• 3 Common Misconceptions about Foreclosure
• 3 Essentials Factors to Successful Loan Modification
• 4 Common Refinancing Mistakes
• 4 Steps to Lower Your Mortgage Prepayment Penalty
• ARM Refi - Trade Your ARM for a Fixed Rate
• Avoiding Foreclosure
• Bad Credit Home Equity Loan Refinancing Possibilities
• Bad Credit Home Refinance Loan Terms Defined
• Cash Out Refi - Get Your Hands on Some Cash
• Cash Out Refinance
• Cash Out Refinance: Spending Wisely
• Cash-Out Mortgage Refinance or Home-Equity Loan?
• Closing Costs Could Kill Your Refinance Savings
• Debt Consolidation Loan
• Home Equity Loan
• How to Qualify for Mortgage Modification
• How to Refinance 80/20 Loans
• How to Refinance a Second Mortgage
• Low Interest Rates - Pay Points for Lower Rate
• Mortgage Calculator Tips
• Mortgage Modification: The Good, the Bad, and the Ugly
• Mortgage Modificiation Explained
• Mortgage Recast: Alternative to Refinancing
• Mortgage Refinance Costs
• Mortgage Refinancing
• Pros and Cons of a Cash-Out Refinance
• Refinance Considerations
• Refinance To Build Equity Faster
• Refinance a Mortgage: FHA Home Loan Pros and Cons
• Refinancing Your Subprime Mortgage
• Refinancing a Bad Credit Mortgage
• Refinancing a Mortgage to Pay Off Debt
• Second Mortgage Loan
• Should You Refinance? Make Sure the Timing is Right
• Understanding Loan Modifications
• What Is a Cash-Out Refinance?
• What Is a No-Cost Refinance?
• When Is Cash-Out Refinancing a Good Option?

Moving / Relocation

• 3 Ways to Avoid Foreclosure
• 3 Ways to Avoid Internet Moving Scams
• 4 Benefits of Facing Foreclosure
• 5 Things to Watch Out for When Estimating Moving Costs
• 5 Ways to Doom a Short Sale
• After You Relocate
• Before Relocating
• Budgeting Moving
• Budgeting for Your Military Move
• Can Bankruptcy Stop Foreclosure?
• Choosing a Mover: Money Matters
• Comparing Moving Company Rates
• Estimating Your Moving Costs
• Financial Benefits of Using a "Small Mover"
• Hidden Costs of Moving
• Hiring a Professional Mover: Getting Estimates
• Home Buyer Checklist
• How to Avoid Professional Moving Scams
• How to Deal with Damages from Moving
• Moving Estimate Terms Explained
• Moving Insurance Coverage Options
• Moving Insurance: It Pays to be Covered
• Moving Your Car: Money-Saving Options
• Negotiating Your Moving Company Estimate
• Questions to Ask Moving Companies
• Relocation Considerations
• Save Money on Your Move
• Selecting a Relocation Professional
• The Advantages of a Short Sale
• When is a Home Foreclosure Your Best Option?

Mortgages / Second Mortgage

• 125% LTV Home Equity Loan Costs to Expect
• 3 Reasons for High Second Mortgage Interest Rates
• 4 Common Second Mortgage Financing Problems
• 4 Tips for Second Mortgage Refinancing
• 4 Tips for a Seller with a Second Mortgage
• Alternatives to Getting a 2nd Mortgage
• Common Factors that Affect Second Mortgage Interest Rates
• Home Equity Credit Line of Credit (HELOC)
• Home Equity v. Mortgage Loan: Risks and Rewards
• How a Home Equity Loan Works
• How to Get a Second Mortgage with Bad Credit
• How to Identify Predatory Second Mortgage Lending Practices
• Length of Second Mortgage
• Second Mortgage Costs
• Second Mortgage Payment Calculations
• Second Mortgage Rates
• Second Mortgage vs. Home Equity Loan: What's Better?
• Second Mortgages: Advantages and Disadvantages
• The Dangers of a Subprime Second Mortgage
• What Lenders Look for in a Second Mortgage Loan Application
• What Should a Mortgage Cosigner Know?
• What to Know Before Getting Second Mortgage Loans
• What to Look for in a Second Mortgage Lender

Mortgages / Types of Mortgages

• 2 Resources for Mortgage Loan Counseling
• 3 ARM Loan Benefits
• 3 Common Alternatives to Reverse Mortgages
• 3 Common Mistakes when Writing Financial Hardship Letters
• 3 Common Reverse Mortgage Disadvantages
• 3 Common Short Sale Mistakes
• 3 Common Uses for a Reverse Mortgage
• 3 Factors that Affect Reverse Mortgage Payouts
• 3 Mortgage Loan Types
• 3 Reasons Lenders Want to Avoid Foreclosures
• 3 Reverse Mortgage Problems to Look Out For
• 3 Risks of a Piggyback Mortgage Loan
• 3 Tips to Paying Off a 125% Equity Loan
• 3 Types of Reverse Mortgages
• 3 Ways to Avoid Private Mortgage Insurance Requirements
• 3 Wrong Reasons to Do a Reverse Mortgage
• 4 Common Short Selling Mistakes
• 4 Questions a Reverse Mortgage Counselor May Ask
• 4 Reasons to Consider Loan Modification
• 4 Reasons to Seek Counsel from a Reverse Mortgage Specialist
• 4 Situations Foreclosure Is the Best Option
• 5 Examples of Predatory Lending
• A Guide to Contesting a Judicial Foreclosure
• A Guide to Joint Mortgages
• A Guide to Short Sales
• ARM Home Loan Types to Consider
• ARM Loan Rate vs. Fixed: Should You Convert?
• About Reverse Mortgages: Borrower Qualifications
• Adjustable-Rate Mortgages (ARMs)
• Advantages and Disadvantages of a Growing Equity Mortgage (GEM)
• Advantages and Disadvantages of a Rent-to-Own Mortgage
• Advantages of Investment Mortgage Loans
• Avoidable Pitfalls of Subprime Mortgage Loans
• Benefits of a 3-2-1 Mortgage Buydown
• Beware of Reverse Mortgage Scams
• Buying a House after Bankruptcy
• Chapter 7 and 13 Bankruptcy Compared
• Closed-End Mortgage
• Common Misconceptions About an Interest Only Mortgage
• Comparing Mortgage Insurance Plans Online
• Conventional Energy Efficient Mortgage
• Convertible Mortgage Loans
• Divorce and Your Joint Mortgage
• Does It Pay to Prepay Your Mortgage?
• Effect of Credit History on Your Mortgage
• Equity Stripping Explained
• Fees Included with Reverse Mortgage Closing Costs
• Financial Hardship and Your Mortgage
• Financial Requirements of Construction Loans
• Financing Your Energy Efficient Home
• Getting Mortgage Loans for People with Bad Credit
• Got a Green House? Consider a Green Mortgage
• Helping Your Parents with a Reverse Mortgage
• High-Risk Mortgages
• Home Insurance Requirements for Reverse Mortgages
• How Declaring Bankruptcy Affects Your Mortgage
• How Does a Piggyback Mortgage Loan Work?
• How a Loan Modification Program Can Help Home Owners
• How a Nonrecourse Mortgage Works
• How a Reverse Mortgage Advisor Can Help
• How to Avoid Mortgage Delinquency
• How to Calculate Mortgage Points
• How to Choose Unemployment Mortgage Insurance
• How to Compare Reverse Mortgage Programs
• How to Contest Nonjudicial Foreclosures in Court
• How to Find the Best Commercial Mortgages
• How to Get a Shared Appreciation Mortgage (SAM)
• How to Identify Foreclosure Rescue Scams
• How to Make Biweekly Mortgage Payments
• How to Negotiate a Late Mortgage Payment
• How to Obtain a Rent-to-Own Mortgage
• Hybrid Option ARM
• Important Questions to Ask Reverse Mortgage Lenders
• Investment Property Mortgages
• Joint Mortgage Requirements
• Joint Mortgage: Death of a Borrower
• Judicial vs Non-Judicial Foreclosure
• Jumbo Mortgages
• Late Mortgage Payments' Effect on Credit
• Looking Ahead: Will Your Mortgage Become A Financial Hardship?
• Low Down Payment Mortgage Options
• Mortgage Debt Ratios Explained
• Mortgage Disability Insurance
• Mortgage Guidelines for First-Time Home Buyers
• Mortgage Loan Modification and Your Tax Return
• Mortgage Loans and Junk Fees
• Mortgage Management: Writing a Financial Hardship Letter
• Mortgage Re-Amortization Explained
• Mortgage Servicing
• Negative Amortization Mortgage: Pros and Cons
• No-Cost Mortgages
• No-Cost Mortgages
• No-Income Verification Mortgage Loan Disadvantages
• No-Ratio Mortgage
• Option ARM Loan Pros and Cons
• Piggyback Mortgage
• Portable Mortgages
• Preparing for Mortgage Non-Payment
• Private Mortgage Insurance FAQs
• Pros and Cons of 50 Year Mortgage Loans
• Pros and Cons of Temporary Buydowns
• Pros and Cons of a Simple-Interest Mortgage
• Pros and Cons of a Temporary Mortgage Buydown
• Purchase-Money Mortgage
• Qualifying for Financial Hardship Assistance
• Renting vs Owning a Home
• Required Information for a Reverse Mortgage Application
• Reverse Mortgage Information: What Happens During Closing
• Reverse Mortgages
• Reverse Mortgages: Pros and Cons
• Reverse Mortgages: Pros and Cons
• Second Home Purchase: Mortgage Loans to Consider
• Short Sale Approval from the Bank's Perspective
• Short Sales for First-Time Home Buyers
• Short Selling a Rental Property
• Short Selling and Your Taxes
• Should You Pay Off Your Mortgage Early?
• Should You Pay Off Your Mortgage Early?
• Super Jumbo Mortgage
• Switching Your Mortgage
• The Advantages of a Reverse Annuity Mortgage
• The Basics of Reverse Mortgage Repayment
• The Benefits of Convertible Adjustable Rate Mortgages
• The Consequences of Not Meeting a Mortgage Loan Repayment Agreement
• The Disadvantages of Using a Mortgage Broker
• The Effect of a Short Sale on Your Credit Rating
• The HECM Reverse Mortgage Program Explained
• The Harsh Reality of Bad Credit Mortgage Loans
• The Pros and Cons of Mortgage Re-Amortization
• The Pros and Cons of a Joint Mortgage
• The Pros and Cons of a Proprietary Reverse Mortgage
• The Pros and Cons of a Reverse Equity Mortgage
• The Qualifications for Mortgage Forgiveness
• The Reverse Home Mortgage Process: Loan Origination
• The Reverse Mortgage Loan Process: Appraisal
• The Risks with 40 Year Mortgage Loans
• The Tax Implications of Home Foreclosure
• The Ups and Downs of 80/20 Loans
• Upfront Mortgage Broker Pros and Cons
• Upfront Mortgage Broker Pros and Cons
• Using a Reverse Mortgage for Long Term Care
• What Are Balloon Payments?
• What Are Government Mortgage Guarantors?
• What Are One-Time Close Loans?
• What Are Private Mortgages?
• What Are Rehab Construction Loans?
• What Are the Requirements for a Home Loan Modification?
• What Is Mortgage Forbearance?
• What Is Mortgage Insurance For?
• What Is Mortgage Life Insurance?
• What Is a Conforming Loan?
• What Is a Deed in Lieu of Foreclosure?
• What Is a Deed of Trust?
• What Is a Delinquent Mortgage?
• What Is a Fannie Mae Home Keeper Reverse Mortgage?
• What Is a Judicial Foreclosure?
• What Is a Mortgage Promissory Note?
• What Is a Mortgage Subordination Agreement?
• What Is a Reverse Mortgage?
• What Is a Subprime Mortgage?
• What Is a Vendor Mortgage?
• What Is an All-in-One Mortgage?
• What Is an Option ARM?
• What Is an Upfront Mortgage Lender?
• What Is the Mortgage Forgiveness Debt Relief Act of 2007?
• What Is the Truth in Lending Act?
• What Qualifies as Mortgage Collateral?
• What To Do When Mortgages Default
• What a Loan Modification Agreement Covers
• What are Upfront Mortgage Brokers?
• What to Do if You Are a Victim of Predatory Lending
• What to Do if Your Loan Modification Was Denied
• What to Expect During a Mortgage Reinstatement Period
• Wraparound Mortgage Defined
• Wraparound Mortgage: Buyer and Seller Advantages
• Wraparound Mortgage: Tips and Warnings

Loans / VA Loans

• 2 Tips for VA Loans
• 4 Benefits of a VA Streamline Refinance Mortgage
• 5 Steps to a VA Loan
• 5 Types of VA Loan Repayment Plans
• Applying for a VA Streamline Refinance Loan After Marriage or Divorce
• Bad Credit Stipulations for VA Home Loans
• Difference between a VA Guaranty and a VA Loan
• Eligible VA Loan Purchases
• Financing Benefits
• Getting a VA Loan with a Bankruptcy
• Guide to VA Appraisals
• How to Avoid Becoming Delinquent on VA Mortgage Payments
• How to Get Approved for a VA Loan despite Bad Credit
• How to Get Your VA Loan Eligibility Restored
• How to Have Minimal to No VA Closing Costs
• How to Qualify for a VA Streamline Refinance Mortgage
• Obtaining a VA Loan
• Proof of Service Requirements for VA Home Loans
• Restoration of VA Loan Entitlement
• Three Tips for Avoiding VA Loan Foreclosure
• VA Energy Efficient Mortgage
• VA Funding Fee
• VA Loan Application: Your Credit Report
• VA Loan Assumption: 3 Things You Should Know
• VA Loan Costs
• VA Loan Credit Issues Discussed
• VA Loan Eligibility
• VA Loan Eligibility for Surviving Spouses
• VA Loan FAQ
• VA Loan Fees You Might Not Be Aware Of
• VA Loan Program Requirements
• VA Loan Purposes
• VA Loan Questions and Answers
• VA Loans and Custom Homes
• VA Loans for National Guard and Reserve Members
• VA Loans: Occupancy Rules
• VA Loans: What Is the DD214?
• VA Mortgage Checklist
• VA Office Locations
• What Does the VA Use to Approve a VA Mortgage Loan?
• What Happens When a VA Property is Repossessed and Resold?
• What Is a Joint VA Loan?
• What Is a VA Loan?
• What Is a VA Manufactured Home Loan?
• What to Know Before Shopping for a VA Home Loan
• Who is Eligible for a VA Loan?

Terminology

• Mortgage Terminology
• Economic Terminology