There isn't a single or simple answer to this question. The right type of mortgage for you depends on many different factors:
For example, a 15-year fixed rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher. An adjustable rate mortgage may get you started with a lower monthly payment than a fixed rate mortgage, but your payments could get higher when the interest rate changes.
The best way to find the right answer is to discuss your finances your plans and financial prospects and your preferences frankly with a mortgage professional."